Many Santa Rosa property owners will have to change or upgrade their flood insurance thanks to updates to the county’s flood mitigation maps.
Nearly 7 percent or roughly 6,500 of all properties in the county will experience some type of flood code change either up to a higher risk level or down to a lower level. Several properties along Navarre Beach will be seeing a lower risk listing.
The Flood Mitigation Task Force reviewed these changes at their Thursday, Sept. 8, meeting.
The Flood Mitigation Task Force is a group of community members and county staff focused on reducing and managing flood risk for the county and maintaining flood emergency plans. They seek grant funding for improvement projects and track properties with repeat damage.
All land within the county has a flood zone code based upon the elevation of a property and its proximity to potential rising waters. Rankings of A, AE and VE are the most common high-risk properties. These codes require the purchase of flood insurance for any federally backed mortgage.
Codes X and 0.2 are low risk and do not require the insurance, but County Floodplain Manager Karen Thornhill warns that owners should purchase flood insurance in addition to standard home insurance regardless of being listed as low risk.
Read the full article in the Sept. 15 issue of Navarre Press. Click here to subscribe for as little as $38 per year.